Classes of Operation
Motor Vehicle Insurance
The types and scope of cover available in Nigeria market are: (1) Comprehensive: This includes loss, destruction or damage to the vehicle as a result of accident (including fire and theft) and indemnity for third party property damage and third party personal injury claims. (2) Third Party Fire & Theft: This will provide compensation merely for fire and theft and indemnity for third party damage and third party personal injury claims. (3) Third Party Only: This will provide indemnity for third party property damage and third party personal injury claims
Let's TalkFire /Extraneous Perils Insurance
This insurance will be arranged to pay compensation for loss or damage as a result of the occurrence of Fire and/ or any of the Extraneous Perils of Lightning, Explosion, Tornado, Flood, Aircraft, Impact, Malicious Damage, Earthquake, Bush Fire, Bursting and Overflowing of Water Tanks, Pipes and Apparatus, Riots and Strike.
Let's TalkFidelity Guarantee Insurance
The policy will cater for loss, destruction or damage of Cash, Bank notes, Cheques, Money orders, Postal orders/Stamps, etc. as a result of any misfortune in any of the circumstances described below. 1) On cash in transit from the time of collection from your Banks to any of your offices nation-wide and vice versa. 2) On cash in custody of authorized Senior Personnel for various purposes from the time of collection at your office whilst in transit anywhere in Nigeria. 3) On cash in safe, strong room and/or on your premises (during business hours in respect of cash on premises) nation-wide.
Let's TalkBurglary/Housebreaking Insurance
The insurance will pay compensation for loss, destruction or damage following the occurrence of burglary and / or housebreaking accompanied by actual forcible and violent breaking into or exit from the premises insured. Cover will be extended to include damage to doors and windows or other parts of the buildings as a result of the theft or attempted theft.
Let's TalkCash In Transit/Safe Insurance
This policy will cater for loss, destruction or damage of Cash, Bank notes, Cheques, Money orders, Postal orders/Stamps, etc.
Let's TalkMachinery Breakdown Insurance
This class of insurance provides an all risks cover against unforeseen and sudden physical loss of or damage from any cause other than those specifically excluded resulting from the ownership and/or use of the various items of plant, tools, tackles, forklifts, pay loaders and the like specified in the schedule whilst being used or at rest or being dismantled for the purpose of cleaning or overhauling plant.
Let's TalkPlants All Risk Insurance
This class of insurance provides an all risks cover against unforeseen and sudden physical loss of or damage from any cause other than those specifically excluded resulting from the ownership and/or use of the various items of plant, tools, tackles, forklifts, pay loaders and the like specified in the schedule whilst being used or at rest or being dismantled for the purpose of cleaning or overhauling plant.
Let's TalkComputer/Electronic Insurance
All risks of loss of or damage to the insured equipment from accidental causes including impact, fire, water damage, malicious damage, damage due to negligence or carelessness, theft, and damage done by thieves, mechanical/electrical breakdown, loss of revenue or additional expenditure of using alternative computer facilities any where in Nigeria.
Let's TalkGoods In Transit Insurance
The purpose of this insurance is to provide compensation for loss, damage and /or destruction of your Goods whilst in transit consequent upon the occurrence of any of the following risks; a. Fire b. Burglary c. Riot and strike d. Accidental Collision or overturning of the conveying vehicle(s) e. Loading and unloading risks f. Malicious damage etc
Let's talkGroup Life Assurance Scheme
This Insurance was made compulsory under the provisions of the new Pension’s Act 2004. Under this scheme, provision is made for the Death of an employee whilst in service. No payment is made should the employee survive to Retirement or withdraws from service. The law made it compulsory for every employer of labour to maintain a Group Life Assurance Policy in favour of an employee up to the equivalent of three (3) times of his total annual emolument. The total annual emolument is defined by the Law to include the following: • The Basic Salary • Housing Allowance • Transport Allowance
Let's TalkHouseholders Insurance
The purpose of this Insurance is to pay compensation for loss, damage and/or destruction of any of the contents insured consequent upon; Fire/Extraneous Perils, of Storm, Tornado, Cyclone, Lightning, Explosion, Aircraft, Impact, Malicious Damage, Burst Pipes, Overflowing of Water Tanks, Apparatus, Riot, Strike, Civil Commotion, Bush Fire, Earthquake or Volcanic Eruption. Theft accompanied or unaccompanied by actual forcible breaking into or exit from the premises insured including collusion by domestic servants.
Let's Talk