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Fire and Extraneous Perils Insurance

Protect Your Property Against Fire and Related Risks

About This Cover

Fire and Extraneous Perils Insurance provides compensation for insured loss or damage caused by fire and other specified events. It may cover buildings, equipment, stock, and other insured property.

What This Policy May Cover

  • Fire and lightning
  • Explosion
  • Flood damage
  • Aircraft damage
  • Impact damage
  • Malicious damage
  • Earthquake and bush fire
  • Riots and strikes
  • Bursting or overflowing water tanks, pipes, and apparatus

Who This Policy May Be Suitable For

  • Individual property owners
  • Commercial property owners
  • Industrial and manufacturing businesses
  • Retailers with significant stock
  • Institutions and organisations with building assets

Important Conditions

Coverage remains subject to the insurer's terms, limits, conditions, and exclusions. The specific perils covered must be confirmed in the policy schedule.

How We Help

Metro Peril's Role

We help you understand the available policies, compare quotations from reputable insurers, complete your documentation, manage renewals, and follow up on valid claims throughout the period of your cover.

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