All Risk Insurance
Broad Protection for Valuable Movable Property
All Risk Insurance covers specified movable property against sudden and unforeseen loss or damage from any cause not otherwise excluded, wherever the item is located. It is typically arranged for high-value portable items.
What This Policy May Cover
- Accidental loss or damage
- Theft, including outside insured premises
- Fire and related perils
- Damage while items are in transit or in use
Who This Policy May Be Suitable For
- Businesses with valuable portable equipment
- Owners of jewellery, cameras, or laptops
- Field and site-based operations
- Individuals with high-value personal items
Important Conditions
The specific items, their declared value, and any excluded causes of loss must be listed in the policy schedule. Wear, tear, and gradual deterioration are typically excluded.
How We Help
Metro Peril's Role
We help you understand the available policies, compare quotations from reputable insurers, complete your documentation, manage renewals, and follow up on valid claims throughout the period of your cover.
