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Marine, Hull and Cargo Insurance

Protect Vessels and Cargo Against Marine Risks

Marine, Hull and Cargo Insurance covers vessels (hull) and goods (cargo) against loss or damage arising from specified marine risks during transit by sea, along with liabilities that may arise in connection with a covered voyage.

What This Policy May Cover

  • Physical loss or damage to the insured vessel (hull)
  • Loss or damage to cargo while at sea
  • Loading and offloading risks
  • Piracy and specified marine perils
  • General average and salvage charges

Who This Policy May Be Suitable For

  • Shipping and haulage companies
  • Importers and exporters
  • Vessel owners and operators
  • Businesses moving goods by sea

Important Conditions

Cover depends on the vessel type, cargo value, trading routes, and the marine warranties agreed with the insurer. War and strikes risks are typically excluded unless separately arranged.

How We Help

Metro Peril's Role

We help you understand the available policies, compare quotations from reputable insurers, complete your documentation, manage renewals, and follow up on valid claims throughout the period of your cover.

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