Motor Trade Insurance
Cover for Businesses That Sell, Service, or Store Vehicles
Motor Trade Insurance protects businesses involved in selling, repairing, servicing, or storing vehicles belonging to customers or held as stock, including liability and road risk while vehicles are in the trader's care.
What This Policy May Cover
- Road risk cover for vehicles being driven in the course of trade
- Damage to customer vehicles in your care, custody, or control
- Loss or damage to stock vehicles
- Premises and liability risks specific to motor trade businesses
Who This Policy May Be Suitable For
- Motor dealers and showrooms
- Vehicle repair garages and workshops
- Car wash and valet businesses
- Fleet and vehicle storage operators
Important Conditions
Cover depends on the nature of the trade, the number of authorised drivers, and the value of vehicles held. Named-driver and any-driver options should be confirmed with the insurer.
How We Help
Metro Peril's Role
We help you understand the available policies, compare quotations from reputable insurers, complete your documentation, manage renewals, and follow up on valid claims throughout the period of your cover.
